We specialize in equipment financing for businesses across the United States.

US business owners with at least 2 years time in business looking for construction, agricultural, or vocational trucks or trailers are eligible to apply. Unfortunately no startups or brand new businesses at this time.

Our application process is streamlined and straightforward. It’s simply a one-page application through DocuSign and you provide us what type of equipment you're looking to buy.

Depends on what you’re getting. Most of our clients receive preliminary approvals within a few hours and ultimately find their equipment and purchase shortly after that.

Rates start at 5.99%. The rate offered to your business can vary based on multiple factors: Time in Business: More established businesses may receive lower rates due to their proven track record. Credit History: Both personal and business credit scores are considered. Higher scores generally lead to better rates. Type of Collateral: The nature and value of the collateral you provide can affect your rate, with more valuable collateral helping secure lower rates.

While we offer financing solutions to a broad range of industries, we have extensive experience with sectors such as manufacturing, construction, vocational trucking and agriculture. If your industry has specific needs, we’re equipped to offer tailored financing solutions.

Financing terms vary by lender and your business's qualifications, but terms generally range from 24 to 72 months for both new and used equipment. We work closely with you to find the most favorable terms that fit your business's needs and goals.

Yes, you may still qualify for financing. We assess each application on a case-by-case basis and consider a variety of factors beyond credit scores, including business potential and current financial health.

To get started, simply Click here (https://applynow.firstnationalef.com/firstnationalef/form/NewCommercialFinanceApplication2025/formperma/zqxZ4UVC_NAYrxm-aIM4AUovojNzOPxNUG6Sa8UB4ws)and complete the online application form. If you need assistance or have any questions, our customer service team is ready to help you through the process.

Yes, you must be looking for at least $20,000 in financing.